In-Deed is a nationwide group of conveyancers, which offers expert conveyancing legal services to home-movers in Stoke-on-Trent and across Staffordshire and the West Midlands. We don't hide anything in the small print of your quote, like some conveyancing firms try to do, which means the price we quote is the price you pay when you move. Our property solicitors make your property sale or purchase simple.
Whether you plan to live in Stoke-on-Trent or anywhere else in the UK, we make the conveyancing process quick and efficient, and cost-effective. Our highly-qualified conveyancing solicitors make the legal side of your move so simple. Why not try our quote calculator to see how competitively low our prices are? Or you could call us on 0800 038 6886 to talk to one of our advisers, who will guide you through the process with the minimum of fuss. Or you can drop us a line by emailing [email protected].
Living in the Stoke-on-Trent area
Stoke-on-Trent, best known for its pottery industry, is located in Staffordshire in the West Midlands and is roughly 16 miles from Stafford, the county town.
Shops near Stoke-on-Trent include Bengry’s the Bakers, Pickstones greengrocers, and Frank Fenton and Sons butchers, and it is also served by branches of the main supermarkets.
There are several eateries available in Stoke-on-Trent providing a wide variety of cuisines, including Baby Russets, Thalii, and David’s Brasserie among their number. For tipplers, among the many pubs available, there are the Izaak Walton, the Furlong Tavern, and Birches Head.
Tourists and residents alike will appreciate the Churnet Valley Railway, Alton Towers, Trentham Monkey Forest, and the Potteries Museum and Art Gallery.
Planning on a move within Stoke-on-Trent? Or are you wanting to remortgage a house? Let In-Deed take the hassle of conveyancing from you with our proactive and experienced solicitors at a competitively-low price. Call our team of advisers on 0800 038 6886.
Local Council for Stoke-on-Trent
Stoke-on-Trent is within the auspices of the City of Stoke-on-Trent Council (which has no party in overall majority, although Labour held the largest number of seats in the 2015 local elections; the council is led by a representative of City Independents). Council tax bands for the 2019/2020 tax year are as follows:
- Band A - £1,065.27
- Band B - £1,242.82
- Band C - £1,420.26
- Band D - £1,597.91
- Band E - £1,953.00
- Band F - £2,308.09
- Band G - £2,663.18
- Band H - £3,195.82
This means that council tax charges are 4%-5% lower than the average for the rest of the country.
Information retrieved on 25 April 2019 from the City of Stoke-on-Trent Council website.
Online conveyancing quote
Process solutions like case-tracking applications and automated email updates are often advertised as the sole secret to a fast and low-cost move.
While they certainly play their part, actually the key to a stress-free process is finding a solicitor who is both efficient and provides regular updates. With our conveyancing solicitors at In-Deed, you experience the advantage of online conveyancing and the presence of a dedicated property lawyer with local knowledge and years of experience.
Try our online quote calculator, or, if you prefer to talk to someone, call our team of conveyancing advisers on 0800 038 6886.
Stoke-on-Trent solicitors’ legal fees
Our fixed-conveyancing-fee pledge means that the solicitor's fee we quote you will be the fee you will be charged when your sale or purchase successfully completes.
All too commonly, conveyancers put conveyancing fees in their terms and conditions, and, in some cases, these fees may be an obvious part of the standard conveyancing pack from the beginning of the transaction. Examples include extra sums to pay for acting on a right to buy purchase, or for managing CHAPS transfers. The good news for the future is that legislation has recently been implemented to require greater transparency in the fee structure that’s published by the firm.
Compare Stoke-on-Trent solicitor conveyancing quotes
Attempting to compare Stoke-on-Trent solicitor conveyancing quotes is time-consuming and can be quite confusing. Check out our incisive article which helps you with everything to look out for in the solicitor’s contractual terms where you will be looking for any sneaky extra costs (for instance, handling apportionments on leasehold transactions).
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House prices in Stoke-on-Trent
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In some parts of the country, towns and cities have experienced a slowdown, stagnation or even a lowering of average house prices. But Stoke-on-Trent has largely bucked the trend (with the exception of flats and apartments) with a regular and steady increase year-on-year.
- All properties – £109,731 (a rise of 2.3% since February 2018 and 11.5% since February 2016)
- Flats, apartments and maisonettes – £74,734 (a fall of -0.1% since February 2018 but a rise of 10.5% since February 2016)
- Terraced houses – £88,916 (a rise of 1.9% since February 2018 and 10.1% since February 2016)
- Semi-detached houses – £114,401 (a rise of 2.8% since February 2018 and 12.4% since February 2016)
- Detached houses – £175,878 (a rise of 2.6% since February 2018 and 12.3% since February 2016)
House price data retrieved on 19 April 2019 (©2019 HM Land Registry)
Help to Buy in Stoke-on-Trent
This government-sponsored scheme aims to assist homebuyers with three ways of purchasing a property:
- Help to Buy ISA - if you are a first-time buyer and don’t own any other property (anywhere in the world), and you don’t have another cash ISA opened in the same tax year, when you buy your first home, the solicitor will apply for the government bonus on your behalf when closure of your Home to Buy ISA used to buy the property is confirmed.
- Help to Buy: Equity Loan - if you have no other property and are buying a newly-built home, the government will provide 20% of the cost of the house (up to a maximum of £600,000), leaving you with the saved 5% deposit and a 75% mortgage to cover the remainder. This is open to current homeowners and first-time buyers, and the home cannot be sublet nor can it be used in a part-exchange deal.
- Help to Buy: Shared Ownership - if your household earns less than £80,000, you could be eligible for this scheme, which allows you to buy between 25% and 75% of the home’s value, while the government pays the remainder on which you would then pay rent.
(information retrieved from HM Government’s Help to Buy website on 16 April 2019).
Contact the Money Advice Service, the government’s Help to Buy website, or your local ‘Help to Buy’ agent for more information.
To find out how In-Deed can help with the legal side of the various Help to Buy schemes and what it means to your planned property purchase, give our helpful advisers a quick now on 0800 038 6886 and get your conveyancing kick-started today.
Guide to the conveyancing process in Stoke-on-Trent
Selecting your quote - Firstly, find a conveyancing solicitor based on the factors that matter most to you, rather than a headline, attention-grabbing, low quote. Focus on fixed-fee quotes that have a ‘No Completion, No Fee’ guarantee, but also ensure that you check the terms and conditions for any hidden additional fees.
Appointing your chosen solicitor - When you have identified which firm’s conveyancing quote you want to accept, the next step will be to formally appoint them to conduct the formalities for your Stoke-on-Trent property sale or purchase. Allocate time to double-check their terms of business thoroughly for any of the aforementioned extra conveyancing fees (e.g. costs for CHAPS transfers).
The draft contract stage - This document sets out the property price, and other information about the sale, such as deposits, and it is sent to the buyer’s conveyancing solicitor by the seller’s lawyer.
Stoke-on-Trent searches - Environmental, Drainage and Water, Chancel Liability, and Local Authority are the standard searches that lenders will request, and they cover a range of issues, including details of conservation area controls, and the level of flood-risk in the area. Furthermore, your conveyancing solicitor could also recommend additional searches (based on the location and proximity to current and historical industry), but these will be discussed with you at the time, and your solicitor will make you aware of the cost of these additional disbursements.
Exchange of contracts - After the purchaser’s mortgage offer is in place, contracts are exchanged. The two parties are now legally obliged to go through with the transaction.
Completion - On the specified date, the balance of money that is due (the agreed price less the deposit already paid) is sent to the seller’s lawyer, and the purchaser collects the keys to the property.
Stoke-on-Trent remortgage solicitors
Are you planning on remortgaging a home in Stoke-on-Trent? Our team of conveyancing property lawyers are on all the banks and building society panels, from Northern Rock to Halifax, which is great news for you because you won’t have to pay the lender’s legal bill on top of yours.
Our team at In-Deed has built the latest technologies enabling our solicitors to give a speedy but highly individualised legal service.
To find out more, call a member of our team of conveyancing advisers on 0800 038 6886 to discuss your remortgaging plans in more detail.