We are a country wide conveyancing company that offers client focussed conveyancing legal services to St Albans in Hertfordshire. We do not hide any additional fees in our terms of business, that is our fixed price promise. Our property lawyers make your home move fast and efficient.
Property Price Data in St Albans
Between 2010 and 2013, average house prices in Hertfordshire have risen. In October 2013, the Land Registry reported home purchases averaging £250, 521.
House prices will likely continue to increase through 2014. Help to Buy is among the reasons for the increase. Despite these predictions, pundits expect a change, with a correction due within 24-36 months.
Recent property transactions
- Freehold Home Purchase - Fish Street, Redbourn, Herts, AL3, £273, 000
- Freehold Purchase - Parkfield, St Albans, AL3, £210, 000
- Freehold Sale - Ladies Grove, AL3, £280, 000
- Freehold Property Purchase - Dalton Street, St Albans, Herts, AL3, £202, 000
- Freehold Sale - Mount Pleasant, St Albans, AL3, £220, 000
St Albans Conveyancing Solicitor Fees
Our fixed quotes always cover everything associated with a standard legal transaction for a home move in St Albans.
Some property lawyers have additional fees in the terms of engagement of their quote or estimate. Additional conveyancing fees to be wary of are further fees for postage, photocopying & phone calls or for a contribution to solicitors professional indemnity.
Compare St Albans solicitor conveyancing quotes
Conveyancing quotes are frequently perplexing. We have a useful list of which highlights what you need to be aware of in the fine print when looking for any hidden fees for example fees for obtaining copy documents from third parties .
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St Albans Local Government
St Albans is in Three Rivers District Council which is under no overall political control. Council tax brackets for the tax year 2013 to 2014 are as follows; Band A - £982, Band B - £1, 146, Band C - £1, 310, Band D - £1, 473, Band E - £1, 801, Band F - £2, 128, Band G - £2, 456, Band H - £2, 947.
The St Albans area
St Albans has a population of just about 141, 000 people and is situated in Hertfordshire in the East of England and is approximately 11 miles from Hertford, the county administrative centre. Shops in the St Albans area include Simmons (Bakers) Ltd bakery at 9 French Row and A & C Meats butchers. Local pubs include the White Swan, the Waterend Barn and the Boot Inn. Some of the St Albans's popular tourist attractions are Hatfield House and Royal National Rose Garden.
Residents may do their shopping at St Albans's Waitrose, on Ermine Close, Mayne Avenue. This supermarket offers more than a place to get supper. Living near a Waitrose can boost the value of your house by almost 50% in some areas. A few property specialists may be sceptical of 'the Waitrose effect', even so it could be a factor to consider for anyone purchasing property in St Albans.
The Sale and Purchase Conveyancing Process
Finding a quote - The first step in the legal work is selecting a conveyancing solicitor to carry out the work. Don't rely on the big headline fee. Many budget quotes have additional hidden fees included in the small print.
Appointing a solicitor - When you have ascertained which solicitor you would like to do the legal procedure for your St Albans sale or purchase it will be necessary to appoint them. You absolutely must check their terms for further charges, for instance costs for acting on a new build, before you sign them.
Draft contracts - Preliminary enquires, which include investigating whether the seller may, in fact, sell the property. In addition the draft contract itself will be drawn up. The final version is agreed, and dates may be set for exchange and completion.
Carrying out a HomeBuyer Report - Purchasers are invariably recommended to get a RICS HomeBuyer Report of Building Survey because it will identify issues such as wood worm and leaks. Hertfordshire chartered surveyors conversant with St Albans will, in addition, be familiar with local things like clay soil.
Searches - Chancel Liability, Local Authority, Environmental and Drainage and Water are the four standard searches generally expected by lenders. These review numerous issues including changes near the property, such as planning for a supermarket. Your conveyancer could also recommend potential additional searches.
Exchanging contracts - When the seller and purchaser agree, the two sides sign. The buyer then hands over the agreed deposit (in general 10% of the price, but this is negotiable).
Completion - On an agreed date, the deeds from the seller are handed over to the buyer, once payment of the money that is due, less the deposit already paid is made. The keys may the be picked up.
St Albans Help to Buy Conveyancing
Close to 20, 000 home movers bought their new home with the aid of Help to Buy already. There are two Help to Buy schemes, the Equity Loan and Mortgage Guarantee. Each aims to assist home movers with a deposit of 5%, but are otherwise quite different. The Equity Loan comprises a 20% equity loan from the Government, which can be repaid at any time. The Mortgage Guarantee enables lenders to offer up to a 95% mortgage.
Contact the Money Advice Service, or your local Help to Buy agent for more information on Help to Buy.
Are you Remortgaging a St Albans property ?
Are you intending to remortgage a flat or house in St Albans? Our Solicitors proactive approach can lead to faster completion times which may save you a payment at the higher rate.
It is easier than ever for both buyers and sellers to check the progress of their conveyancing, with online conveyancing tools including casetracking and SMS updates at their disposal.
The key to a less stressful move is a proactive and communicative solicitor, irrespective of their technology. Home movers receive with In-Deed the benefit of online conveyancing technology and additionally the presence of a dedicated, high street conveyancing solicitor.