In-Deed is a nationwide company offering first-rate conveyancing to residential property-buyers and -sellers in Kings Heath and throughout Birmingham and the Midlands. We also have a wealth of experience in dealing with remortgages and equity transfers.
In-Deed's solicitors work on a ‘No Completion, No Fee’ promise, so you will only pay legal fees when your sale or purchase successfully completes; even if your transaction fails just prior to completion, with us, you won’t have to pay any of the fees.
The West Midlands has a large choice of conveyancing solicitors; however, we think that no other firm comes close to us on the quality service and the competitive prices. Whether you live in Kings Heath or anywhere else in the UK, we make the conveyancing process quick and efficient, and cost-effective.
Our highly-qualified conveyancing solicitors make the legal side of your move so simple. Why not try our quote calculator to see how competitively low our prices are? Or you could call us on 0800 038 6886 to talk to one of our advisers, who will guide you through the process with the minimum of fuss. Or you can drop us a line by emailing [email protected].
Living in Kings Heath
Kings Heath is a suburb of the south of England’s second-largest city, Birmingham, and the Moseley and Kings Heath ward has a population of almost 26,000 (according to the published 2011 census).
An 18th-century village, Kings Heath is probably best known in popular culture for being the site of the first gig performed by local band UB40.
Drinking spots in the area include the Goose at Kings Heath, the Hare and Hounds, and the Station. For essentials, local shopping includes Johnstans Butchers. The Kings Heath Farmers Market takes place on the first Saturday of each month at the junction of Vicarage Road and Kings Heath High Street.
Some points of interest around Kings Heath are Winterbourne House and Gardens, Birmingham Wildlife Conservation Park, and Cadbury World, all of which are on Kings Heath’s doorstep.
Wanting to move home within Kings Heath? Or are you looking to move into the town? Look no further than In-Deed for a hassle-free conveyancing experience at a competitive price without stinting on the quality of service. Find out more by calling 0800 038 6886 to talk to one of our advisers.
Local Council for Kings Heath
Kings Heath comes under Birmingham City Council (Labour-controlled with a significant majority since the 2016 local government elections). Council tax bands for the 2019/2020 tax year are as follows:
- Band A - £1,062.67
- Band B - £1,239.77
- Band C - £1,416.88
- Band D - £1,594.00
- Band E - £1,948.23
- Band F - £2,302.44
- Band G - £2,656.67
- Band H - £3,188.00
This means that council tax charges are 4%-5% lower than the average for the rest of the country.
Information retrieved on 25 April 2019 from the Birmingham City Council website.
Kings Heath remortgage solicitors
Our team of conveyancing solicitors manage many hundreds of remortgage conveyancing transactions in Birmingham every month, as well as requests to deal with equity transfers.
Our specialist team has built state-of-the-art systems allowing our solicitors to provide a rapid but highly individual service, making us absolutely the best choice for your remortgaging needs.
Give us a call on 0800 038 6886 to talk to one of our advisers about your plans.
Automated updates (via email or SMS messaging) and online case-tracking are two of the many benefits of conveyancing online pushed by some firms.
But, important though those are to make the process slicker, in reality, a key part of a stress-free process is instructing a fast, communicative and efficient solicitor.
With our conveyancing solicitors at In-Deed, you receive the benefit of both modern conveyancing developments and the advice of a dedicated property lawyer.
Why not give a member of our team of advisers a call on 0800 038 6886 to discuss your conveyancing needs and to get your free quote.
Conveyancing solicitor’s fees in Kings Heath
At In-Deed, we give you a fixed quote for your Kings Heath transaction fees, which means that what you see on the quote is what we’ll invoice you to pay for the fees upon successful completion of the transaction.
Far too many property lawyers place additional charges in the terms of engagement of their quote or estimate. Fees to watch out for include costs for arranging a bankruptcy search, or for file storage, which should be clearly stated as part of the quote. The good news is that legislation has been introduced requiring conveyancing firms to be more transparent and explicit about the structure of their charges.
Tips for comparing Kings Heath conveyancing solicitor quotes
Trying to compare conveyancing quotes from solicitors in Kings Heath can be quite tricky. Notwithstanding the changes in fee presentation, have a look at our valuable guide that helps you understand the things to look out for in the small print when searching for any extra costs , like an indemnity insurance arrangement fee.
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The conveyancing process in Kings Heath
|Getting a quote for the conveyancing||Going with the estate agent’s preference on conveyancing firm is often not cost-effective, because they will push the solicitor who gives the highest referral fee rather than the one that is the best fit for your needs. As a result, many home-movers go online to try to find a better legal professional at a lower cost. Focus on quotes that have ‘No Completion, No Fee’ protection, so that you won’t pay any of the quoted fees should the transaction fail at any point. But also ensure that you check the terms for any additional fees that might be lurking there, so you know exactly what you’re going to receive for what you’re paying.|
|Instructing a solicitor||At the point you have worked out which property lawyer you would like to do the legal formalities for your Kings Heath sale or purchase, you will need to appoint them. Take care to scrutinise in detail their terms of engagement for any of the aforementioned extra charges (for instance, costs for acting on a leasehold purchase), and don’t be worried about questioning anything you don’t understand.|
|Post-instruction||Enquiries are undertaken, including investigating any disputes, and the draft contract itself will be prepared by the seller’s solicitor. By this stage in the conveyancing process, the purchaser will be in receipt of the confirmation of the mortgage from their lender.|
|Searches in Kings Heath||Chancel Liability, Local Authority, Environmental, and Drainage and Water are the four standard searches generally expected by lenders (so that they can understand the basic level of risk with the property before furnishing you with an offer for a loan). These searches cover numerous factors including changes near the property, such as planning permission for a school. In addition, your conveyancing solicitor may also advise on possible further searches, but they will advise you of these and the associated charges at the time.|
|Exchange of contracts||After the buyer’s mortgage offer is in place, the terms are agreed, and the deposit is ready, contracts are formally exchanged. Both sides are now legally obligated to complete the sale and purchase.|
|Completion||The balance of the purchase price is paid to the seller’s lawyer, and the buyer can collect the keys to their new house, along with the title deeds.|
Kings Heath property price data
|Feb 16||Feb 17||Feb 18||Feb 19|
Kings Heath and other suburbs of the city of Birmingham, have enjoyed a better than UK average improvement in house price rises than much of the rest of the country, with consistent rises across the last four years. Where several towns and cities have experienced a stagnation (or even a lowering of prices) in the past year, Kings Heath has experienced a steady increase.
- All properties – £186,478 (a rise of 4.9% since February 2018 and 20.3% since February 2016)
- Flats, apartments and maisonettes – £135,316 (a rise of 2.3% since February 2018 and 18.8% since February 2016)
- Terraced houses – £166,840 (a rise of 4.2% since February 2018 and 19.9% since February 2016)
- Semi-detached houses – £209,831 (a rise of 5.1% since February 2018 and 21.3% since February 2016)
- Detached houses – £352,635 (a rise of 5.1% since February 2018 and 21.2% since February 2016)
- Help to Buy ISA - if you are a first-time buyer and don’t own any other property (anywhere in the world), and you don’t have another cash ISA opened in the same tax year, when you buy your first home, the solicitor will apply for the government bonus on your behalf when closure of your Home to Buy ISA used to buy the property is confirmed.
- Help to Buy: Equity Loan - if you have no other property and are buying a newly-built home, the government will provide 20% of the cost of the house (up to a maximum of £600,000), leaving you with the saved 5% deposit and a 75% mortgage to cover the remainder. This is open to current homeowners and first-time buyers, and the home cannot be sublet nor can it be used in a part-exchange deal.
- Help to Buy: Shared Ownership - if your household earns less than £80,000, you could be eligible for this scheme, which allows you to buy between 25% and 75% of the home’s value, while the government pays the remainder on which you would then pay rent.
House price data retrieved on 19 April 2019 (©2019 HM Land Registry)
Kings Heath ‘Help to Buy’ conveyancing
This government-sponsored scheme aims to assist homebuyers with three ways of purchasing a property:
(information retrieved from HM Government’s Help to Buy website on 16 April 2019).
Contact the Money Advice Service, the government’s Help to Buy website, or your local ‘Help to Buy’ agent for more information.
To find out how In-Deed can help with the legal side of the various Help to Buy schemes and what it means to your planned property purchase, give our helpful advisers a quick now on 0800 038 6886 and get your conveyancing kick-started today.