In-Deed online conveyancing is a countrywide conveyancer that provides first-rate property legal services to buyers and sellers in Dunstable and throughout the county of Bedfordshire. We also look after many remortgages and equity transfers for clients.
Our fixed -fee promise means there won’t be any nasty surprises in our terms and conditions, so you’re always in control.
Bedfordshire has a huge selection of solicitors serving Dunstable; however, we think that no other firm can exceed us on our high levels of service.
To get your free online quote, try our conveyancing quote calculator, or, if you want to discuss your moving plans in more detail, call one of our advisers on 0800 038 6886.
Living in the Dunstable area
Known as Durocobrivis in Roman times, Dunstable is a market town in Bedfordshire with archaeological evidence showing human existence going back to prehistoric times.
Being on one of the main routes north from London, Dunstable’s popularity grew for horse-riders and carriage-drivers as a stop-off and rest point, but the later straw-hat-making centre of excellence subsequently gave way to car-building.
High street shopping is catered for by The Butchers, D. & E. Hines Butchers, Prudens Bakery, and Ron Cherry Greengrocers, although most of the supermarkets have at least one of the branches in or around Dunstable.
Local watering holes include the White Swan Inn, the White Lion, and the Old Farm Inn, and attractions available to residents and visitors include Dunstable Priory, Ivinghoe Beacon, and Dunstable Downs.
Looking for a move to Dunstable? Or are you wanting a quick sale of a property in the town? Let In-Deed take away some of the anxiety and stress from the conveyancing with our competitive fees and high-quality services. Call our advisers on 0800 038 6886 and they’ll get your conveyancing under way today.
Online conveyancing quote
Technical solutions to processes like email, automated SMS updates and case-tracking applications are frequently marketed as the key to a fast and low-cost move, suggesting an earlier completion as a result.
Essentially, though, the key to an easier conveyancing transaction is finding a solicitor who is both efficient and who provides regular updates, like our results-driven solicitors at In-Deed.
Working with our team of conveyancing specialists, home-movers receive the benefit of the latest developments in conveyancing and the assistance of a dedicated, high-street conveyancing solicitor, who also possesses a great deal of local knowledge to assist you’re your transaction.
Get your free online quote, or call one of our waiting advisers on 0800 038 6886.
Step-by-step conveyancing guide
|Selecting a quote for the conveyancing||The first step in the legal process is choosing a conveyancing solicitor to actually carry out the work on your behalf. Focus on fixed-fee quotes with ‘No Completion, No Fee’ protection so that you are guaranteed not to pay the fees if the transaction falls through for any reason at any point.
But ensure that you also check the terms and conditions for any hidden costs that would mean an inflated legal bill after completion. Note that there is now legislation requiring lawyers to provide transparency in the fee structure, but it is still advisable to read everything to ensure you know how much you’re paying and what you’re paying for.
|Engaging a solicitor||When you have chosen which company's conveyancing quote you wish to accept, the next step will be to instruct them. This requires you to consider, review, consent to, and sign the solicitor’s formal terms of business.|
|The pre-contract stage||The seller’s conveyancer negotiates the draft contract with the buyer’s solicitor, and the early enquiries are made, such as verifying your identification and making bankruptcy checks. The contract is finalised, and preliminary dates may also be agreed for exchange and completion.|
|Arrange the chartered surveyor to inspect the property||Purchasers are invariably encouraged to get a property survey, because it will spot any potentially expensive structural issues, such as lack of internal support and penetrating damp.|
|Searches in Dunstable||There are four normal searches: Chancel Liability, Local Authority, Environmental, and Drainage and Water. They are requited by your mortgage lender, too, to ensure that the level of risk in offering you a loan is acceptable with the property.
These searches look into numerous aspects affecting the property you are buying, including details of conservation area controls. Your conveyancer could also recommend additional searches, but these will be discussed with you along with information of the costs of these extra disbursements.
|Exchange of contracts||Contracts are signed and exchanged. The buyer and seller are now legally obligated to complete the transaction.|
|Completion||On a set day, the balance of funds due is paid to the seller’s conveyancer, and the buyer gets the keys to the new home from the estate agent.|
To get your quote, try our conveyancing quote calculator, or, if you want to discuss your moving plans in more detail, call one of our advisers on 0800 038 6886.
Dunstable house prices
|Feb 16||Feb 17||Feb 18||Feb 19|
Although some parts of the country have experienced, yoyo effects on house prices, stagnation and even falling prices, Dunstable has generally been secure from this. However, the recent year has witnessed a slowdown with flat prices falling a little.
- All properties – £315,004 (a rise of 1.4% since February 2018 and 17.4% since February 2016)
- Flats, apartments and maisonettes – £179,090 (a fall in value of -0.7% since February 2018 but a rise of 16.0% since February 2016)
- Terraced houses – £264,634 (a rise of 1.4% since February 2018 and 16.5% since February 2016)
- Semi-detached houses – £321,337 (a rise of 2.1% since February 2018 and 18.3% since February 2016)
- Detached houses – £515,914 (a rise of 1.6% since February 2018 and 18.3% since February 2016)
House price data retrieved on 1 May 2019 (©2019 HM Land Registry)
Local Government and Council Tax for Dunstable
Dunstable is situated in the control of the Central Bedfordshire Council (currently Conservative-controlled as of the 2016 local elections). Council tax for the 2019/2020 tax year are:
- Band A - £1,320.34
- Band B - £1,540.38
- Band C - £1,760.45
- Band D - £1,980.50
- Band E - £2,420.62
- Band F - £2,860.72
- Band G - £3,300.84
- Band H - £3,961.00
This means that council tax charges are 18%-19% higher than the average for the rest of the country.
Information retrieved on 1 May 2019 from the Central Bedfordshire Council website.
Conveyancing for your remortgage in Dunstable
In-Deed's conveyancing property lawyers can complete all legal formalities for anyone looking into remortgaging or transfer equity from a Dunstable home.
In-Deed have designed cutting-edge remortgage technologies assisting our conveyancing lawyers in delivering a fast and very personalised legal service.
Our specialist team of solicitors can act on all bank panels, from The Tipton and Coseley Building Society to Coutts Finance Co., which means that they won’t pass on their legal costs to you for sorting out your mortgage.
If you want to discuss your plans in more detail, call one of our advisers on 0800 038 6886.
Conveyancing solicitor fees in Dunstable
Our fixed quote means there are no added costs to worry about for your Dunstable conveyancing matter.
A lot of solicitors conceal further known fees in the terms of engagement of their conveyancing quote. Additional conveyancing fees to watch out for are charges for dealing with a freehold management company, or for a contribution to solicitors’ professional indemnity. Even though there is legislation to improve transparency, it is still worth checking the documentation and questioning anything that’s unclear, requesting the answer in writing.
Comparing Dunstable solicitor conveyancing quotes
You will need to be prudent when attempting to compare Dunstable conveyancing solicitors’ quotes. In-Deed have an incisive table of typical hidden fees that highlights the things to search for in the solicitors’ contractual terms when looking for any of those hidden conveyancing fees, such as fees for exchanging contracts, and completing within a short time.
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The ‘Help to Buy’ scheme
This government-sponsored scheme aims to assist homebuyers with three ways of purchasing a property:
- Help to Buy ISA - if you are a first-time buyer and don’t own any other property (anywhere in the world), and you don’t have another cash ISA opened in the same tax year, when you buy your first home, the solicitor will apply for the government bonus on your behalf when closure of your Home to Buy ISA used to buy the property is confirmed.
- Help to Buy: Equity Loan - if you have no other property and are buying a newly-built home, the government will provide 20% of the cost of the house (up to a maximum of £600,000), leaving you with the saved 5% deposit and a 75% mortgage to cover the remainder. This is open to current homeowners and first-time buyers, and the home cannot be sublet nor can it be used in a part-exchange deal.
- Help to Buy: Shared Ownership - if your household earns less than £80,000, you could be eligible for this scheme, which allows you to buy between 25% and 75% of the home’s value, while the government pays the remainder on which you would then pay rent.
(information retrieved from HM Government’s Help to Buy website on 16 April 2019).
Contact the Money Advice Service, the government’s Help to Buy website, or your local ‘Help to Buy’ agent for more information.
To find out how In-Deed can help with the legal side of the various Help to Buy schemes and what it means to your planned property purchase, give our helpful advisers a quick now on 0800 038 6886 and get your conveyancing kick-started today.