We are a national conveyancing company that provides client focussed legal services to home movers in Derbyshire including Chesterfield. Our property lawyers work on a No Completion, No Fee basis so you only need to incur the legal fees when your transaction is completed. Whether you are moving to or from Chesterfield, our property solicitors will make your move as efficient as possible.
Property Price Data in Chesterfield
Property values have remained constant in Derbyshire. Rising by 1% in comparison to the same month last year, in October 2013, the Land Registry reported purchased property with an average of £121, 998.
Recent property transactions
- Sale of Leasehold Flat - Old Pheasant Court, Chesterfield, S40, £307, 500
- Sale - Whittington Hill, Old Whittington, Chesterfield, Derbyshire, S41, £120, 000
- Freehold Sale - Vernon Road, Brampton, S40, £115, 000
- Freehold Purchase - Greengate Close, Chesterfield, S40, £206, 000
- Freehold Sale - Hope Street, Chesterfield, S40, £97, 000
Chesterfield Conveyancing Fees
We provide you with a comprehensive fixed fee conveyancing quote for your Chesterfield purchase or sale.
Some lawyers conceal additional charges in their T's and C's. In some cases these extra fees might be clearly necessary from the outset. Check the nitty-gritty of the terms for details that include supplementary fees for dealing with a mortgage lender or for stamp duty land tax form completion.
Chesterfield Local Government and Council Tax
Chesterfield is situated in Chesterfield Borough Council (Labour controlled). Council tax bands for the tax year 2013 to 2014 are: Band A - £978, Band B - £1, 141, Band C - £1, 304, Band D - £1, 468, Band E - £1, 794, Band F - £2, 120, Band G - £2, 446, Band H - £2, 935.
Living in Chesterfield
Chesterfield has a population in the vicinity of 104, 000 residents and is situated in Derbyshire in the East Midlands and is approximately 22 miles from the county town of Derby. Local food fans should head down to Eden Garden Food and Drink Deli at Salvin Crescent, Clowne, Chesterfield, Derbyshire, S43 4PJ. Bolsover Castle and Hardwick Hall are included among points of interest. Local pubs include the Rutland Arms, the Sevens, the Yates Wine Lodge, the White Swan and the Spa Lane Vaults away.
The Conveyancing Process
Obtaining a quote
First, get a conveyancing solicitor based on what matters most to you. Focus on fixed-fee quotes that have a 'no move, no fee' guarantee, but be sure to check terms and conditions for hidden additional fees.
Engaging a solicitor
Before your property lawyer can move forward the conveyancing process for your Chesterfield move you will have to formally appoint them. This first step will require you to refer to, agree to and sign the solicitors terms of engagement.
The seller's lawyer agrees the draft contract with the buyer's lawyer. Also pre-contract enquires are made. The property buyer will be in receipt a mortgage offer from the lender at this point in the process.
Arrange your Chartered Surveyor to carry out a survey at the building
This are essential to be able to spot potentially expensive defects or any potential urgently required repairs such as settlement or dangerous modifications. Peak district national park rules are also an area problem in Derbyshire.
Searches in Chesterfield
The common searches required by mortgage lenders are Chancel Liability, Local Authority, Environmental and Drainage and Water. These searches cover a wide range of issues, including conservation area restrictions. Possible additional non-standard searches for homes in Chesterfield may include a Lead Search.
Exchange of contracts
Contracts are signed and exchanged. The seller and buyer are obligated to complete the transaction.
Any remaining money due is paid to the seller's solicitor, and the buyer collects the keys to the property.
Help to Buy Conveyancing in Chesterfield
The Help to Buy scheme assists first-time buyers and home movers with at least a 5% deposit to purchase a home valued at up to £600, 000. To be eligible for the Help to Buy scheme, the property needs to be your main residence (not Buy to Let), you cannot have interest in any other property, and the mortgage must be repayment (not interest only) The highest price for a property purchased under the scheme is £600, 000.
For further information on the Help to Buy programme, call the Money Advice Service, or your local Help to Buy agent. Orbit (Tel: 0345 850 2050) is Chesterfield's Help to Buy agent.
Conveyancing Solicitors for your Remortgage on a Chesterfield property
Our expert SRA regulated solicitors can assist you if intending to remortgage a home in Chesterfield. Our home moving lawyers can take instructions for all building society and bank panels, from Platform Home Loans to Derbyshire Building Society. In-Deed's proactive approach can mean shorter remortgage completions which can save you a payment at your higher rate.
Solutions including casetracking and SMS updates are marketed as the key to faster, cheaper conveyancing.
The key to a stress-free process is a proactive solicitor, regardless of the technology they use. Working with us, buyers and sellers will get the advantage of the latest developments in conveyancing and also the presence of a dedicated property lawyer.