In-Deed conveyancing is a countrywide conveyancing firm that provides highly efficient legal services for home-movers in Ashton-under-Lyne and throughout Greater Manchester, which also covers conveyancing for equity transfers and remortgages.
Our solicitors work on a ‘No Completion, No Fee’ basis, so you will not need to pay any legal fees until you actually move and complete the transaction successfully.
If you are based in Ashton-under-Lyne and are buying or selling a property, you are in the best place to help make the process as efficient as possible.
To get your free online quote, try our conveyancing quote calculator, or, if you want to discuss your moving plans in more detail, call one of our advisers on 0800 038 6886. Or you can drop us a line by emailing [email protected].
Living in Ashton-under-Lyne
Ashton-under-Lyne is an ancient market town that was formerly in the county of Lancashire, before being collected into Greater Manchester.
Having evidence of long-term settlements stretching back several centuries, Ashton-under-Lyne flourished in the Industrial Revolution, with its focus on cotton and textiles, moved around the canal and later the railway systems. Ashton-under-Lyne market is one of the largest open-air markets in Europe.
Shopping options include A. Pearson and Son Family Butcher, Bradley’s Bakery, Taylor’s the Bakers, and Strawberry Gardens, although most supermarkets will have at least one branch accessible from Ashton-under-Lyne.
Pubs and bars in the areas include the The Station Pub, the Junction Inn, and the Caledonian. Some of the Ashton-under-Lyne's points of interest are Hartshead Pike Tower, Cockfields Farm, and the Museum of the Manchester Regiment.
Looking to buy a new home in Ashton-under-Lyne? Or simply upsizing or downsizing on an existing Ashton-under-Lyne property? Keen to have a competitively-priced conveyancing service without compromising on quality? Leave it all to In-Deed! Call our advisers on 0800 038 6886 now to get your conveyancing under way today.
Online conveyancing quote
Conveyancing technology, with solutions like automated updates and case-tracking applications, is often marketed by law firms as the key driver for faster, cheaper conveyancing, with nothing else to back it up or support it.
While these tools are a great help, the key to an easier conveyancing transaction is actually appointing a solicitor, who is both efficient, and who provides regular updates, regardless of the technology they use.
Working with our team of conveyancing specialists, you will get the benefit of the latest developments in conveyancing and the advice of an experienced conveyancing solicitor, who also brings a wealth of local knowledge.
To get your free online quote, try our conveyancing quote calculator, or call one of our advisers on 0800 038 6886.
Solicitors’ legal fees in Ashton-under-Lyne
In-Deed offers a full, fixed-fee quote for the conveyancing of your Ashton-under-Lyne purchase or sale – with us, what you see is what you get.
Unfortunately, though, some other solicitors hide fees in the terms of their quote or estimate, and, if you are not aware of them, it can come as quite a shock when you receive your final legal bill. Charges to look into include fees for dealing with a freehold management company, or for acting on unregistered land.
It should be noted that this practice should be less prevalent since legislation was introduced to bring greater transparency in the lawyers’ fee structure. However, it really is worth still reading through the documentation to ensure you know what you’re paying and what you’ll be getting for your money.
Comparing Ashton-under-Lyne solicitor conveyancing quotes
Comparing conveyancing quotes from solicitors in Ashton-under-Lyne is particularly tricky. We have a helpful article that underscores the things you need to check for in the small print when searching for any of those further fees (for example, environmental search disbursements).
The conveyancing process
|Getting a quote||First, choose a conveyancing solicitor based on the factors connected with your move that matter to you. Look for fixed-fee quotes offered with a ‘No Completion, No Fee’ guarantee, but ensure that you check the small print for hidden costs that should be part of the basic quote, regardless of the latest transparency legislation.|
|Appointing a solicitor||As soon as you have chosen which solicitor you wish to carry out the formalities for your Ashton-under-Lyne home-move, you must instruct them. You must check any terms and conditions for any of those hidden fees, if you haven’t already done so, before you consent to them. And don’t be afraid to question anything that’s unclear, requesting the answer in writing.|
|The draft contract||Enquiries are undertaken, including items like confirming that the seller has the right to sell the property and confirming identities of those involved. Concurrently, the draft contract itself is prepared by the seller’s solicitor. The property-buyer should also get the lender’s formal offer by this point, too.|
|Booking your HomeBuyer Report or Building Survey||Purchasers are strongly encouraged to get a home survey as it can spot any defects (e.g. wood-boring insects or sagging in the roof). This will help you to understand the critical work that needs to be carried out, and the budget you need to perform the tasks, after getting a number of building quotes for any issues that have surfaced in the survey.|
|Conveyancing searches in Ashton-under-Lyne||Chancel Liability, Local Authority, Environmental, and Drainage and Water are the four basic searches, and these cover aspects that might affect the property, including upcoming changes nearby the property, or if the church has a right to demand that you pay for the upkeep of their buildings. Your lender will require these, too, to verify the level of risk in offering you a loan. Potential further searches in Ashton-under-Lyne may include a Coal-Mining Search, because of the industrial history of the area. However, where these extra disbursements come up, your solicitor will talk them through with you, providing information on the extra third-party cost.|
|Exchanging contracts||Contracts are exchanged, and the purchaser hands over the deposit (usually ten percent of the price, but this will be agreed pre-exchange).|
|Completion||On a set day, the remaining balance of funds that are due is delivered to the seller’s conveyancing solicitor, and the buyer receives the keys to their new house.|
For your online quote, try our conveyancing quote calculator, or you can call one of our advisers on 0800 038 6886.
House prices in Ashton-under-Lyne
|Feb 16||Feb 17||Feb 18||Feb 19|
Although quite a lot of the cities and towns, especially in the south, have witnessed a downturn in hose prices, with stagnation or even falling prices, Ashton-under-Lyne (and the Tameside area) has bucked the trend with average prices across all types having a consistent growth year on year.
- All properties – £147,482 (a rise of 4.7% since February 2018 and 20.3% since February 2016)
- Flats, apartments and maisonettes – £100,524 (a rise of 2.3% since February 2018 and 19.1% since February 2016)
- Terraced houses – £121,872 (a rise of 4.5% since February 2018 and 19.0% since February 2016)
- Semi-detached houses – £161,309 (a rise of 5.3% since February 2018 and 21.5% since February 2016)
- Detached houses – £250,838 (a rise of 5.0% since February 2018 and 21.4% since February 2016)
House price data retrieved on 1 May 2019 (©2019 HM Land Registry)
Ashton-under-Lyne’s town centre is a conservation area designated and managed by the Tameside Metropolitan Borough Council. Because of the resistance to change and the control on how things change, the attractiveness of homes in the conservation area often means that there will be a premium over those that aren’t. And you’ll probably find that you’ll need to increase your planned maintenance budget to reflect the requirements of the conservation area.
Conveyancing when remortgaging in Ashton-under-Lyne
In-Deed's efficient solicitors and licensed conveyancers can help you if you’re going to remortgage or release equity from an Ashton-under-Lyne flat or house.
We have created state-of-the-art remortgage case-management systems which allow our home-moving lawyers to give a stress-free but individualised service.
Call one of our advisers on 0800 038 6886 to discuss your remortgaging plans further.
Local authority and council tax for Ashton-under-Lyne
Ashton-under-Lyne comes under the control of the Tameside Metropolitan Borough Council (which is currently Labour-controlled). Council taxes for the 2017/218 tax year are:
- Band A - £1,163.03
- Band B - £1,356.87
- Band C - £1,550.71
- Band D - £1,744.56
- Band E - £2,132.24
- Band F - £2,519.91
- Band G - £2,907.59
- Band H - £3,489.12
This means that council tax charges are 4%-5% higher than the average for the rest of the country.
Information retrieved on 2 May 2019 from the Tameside Metropolitan Borough Council website.
Purchasing with ‘Help to Buy’ in Ashton-under-Lyne
This government-sponsored scheme aims to assist homebuyers with three ways of purchasing a property:
- Help to Buy ISA - if you are a first-time buyer and don’t own any other property (anywhere in the world), and you don’t have another cash ISA opened in the same tax year, when you buy your first home, the solicitor will apply for the government bonus on your behalf when closure of your Home to Buy ISA used to buy the property is confirmed.
- Help to Buy: Equity Loan - if you have no other property and are buying a newly-built home, the government will provide 20% of the cost of the house (up to a maximum of £600,000), leaving you with the saved 5% deposit and a 75% mortgage to cover the remainder. This is open to current homeowners and first-time buyers, and the home cannot be sublet nor can it be used in a part-exchange deal.
- Help to Buy: Shared Ownership - if your household earns less than £80,000, you could be eligible for this scheme, which allows you to buy between 25% and 75% of the home’s value, while the government pays the remainder on which you would then pay rent.
(information retrieved from HM Government’s Help to Buy website on 16 April 2019).
Contact the Money Advice Service, the government’s Help to Buy website, or your local ‘Help to Buy’ agent for more information.
To find out how In-Deed can help with the legal side of the various Help to Buy schemes and what it means to your planned property purchase, give our helpful advisers a quick now on 0800 038 6886 and get your conveyancing kick-started today.