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In-Deed’s guide to housing in the general election

In exactly one week, the UK general election takes place.

Thursday, December 12 is the date on which we will cast our votes for our political party of choice.

The issue that has dominated UK politics for the best part of a decade is Brexit with all the parties having their own specific policy on a future UK relationship with the EU.

But away from Brexit, there are other important matters, of which housing is one.

At In-Deed, we take a look at five of the main issues with UK housing and the wider property market and identify what England’s five biggest parties are promising to do to fix things.

First-time buyers

Conservatives: Extend Help to Buy until 2023; encourage the introduction of more long-term fixed-rate mortgages with low deposits.

Labour: Reform Help to Buy to focus on first-time buyers on ordinary incomes.

Liberal Democrats: No specific policy.

Greens: Scrap Help to Buy.

Brexit: No specific policy.


Conservatives: Build 29,000 homes with 30 percent market rate discounts for local residents who cannot afford to buy in their own area; new market in long-term mortgages that need only a 5 percent deposit.

Labour: Give local people first opportunity to buy new-build homes; spend £75 billion on 100,000 new council houses and 50,000 affordable housing association homes a year by 2024.

Liberal Democrats: Introduce Rent to Own in social housing; build 300,000 new homes a year.

Greens: Empower councils to bring empty houses back into use, creating 100,000 zero-carbon homes for social rent every year.

Brexit: No specific policy.


Conservatives: Build 300,000 new homes a year in England by the mid-2020s.

Labour: Launch a new social housebuilding programme to create more than a million homes over a decade; set a new definition of affordable linked to local incomes.

Liberal Democrats: Build 300,000 new homes every year, including 100,000 for social rent.

Greens: Creating “enough” affordable homes, including 100,000 new council homes a year.

Brexit: No specific policy.

Leasehold reform

Conservatives: Reform leasehold, which affects 4.5 million properties in England alone. Ban the sale of new homes with leasehold, reduce ground rents to a peppercorn level and make it easier for leaseholders to buy the freehold.

Labour: Reform leasehold by banning the sale of new leasehold properties, abolish “unfair” fees and make leasehold purchase more affordable. Introduce equivalent rights to freeholders on privately owned estates.

Liberal Democrats: No specific policy.

Greens: No specific policy.

Brexit: No specific policy.

Stamp duty

Conservatives: 3 percent surcharge on overseas buyers.

Labour: Introduce a levy on overseas companies that buy houses in the UK.

Liberal Democrats: Graduating stamp duty rates by the energy rating of a property to encourage householders to reduce carbon emissions.

Greens: Reform land tax to switch burden to larger landowners.

Brexit: No specific policy.

• Polling opens from 7 am until 10 pm on Thursday, December 12.