Conveyancing in Wigan

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Conveyancing Solicitors Wigan

We are a national conveyancer offering professional property legal services for Wigan in Greater Manchester. Our lawyers work on a ‘no completion, no fee’ promise, so that you only incur any legal fees if and when your transaction completes. Our conveyancers make the conveyancing fast and efficient.

To get your free online quote, try our conveyancing quote calculator, or, if you want to discuss your moving plans in more detail, call one of our advisers on 0800 038 6886.

The Wigan area

Wigan was originally part of the county of Lancashire, until it was absorbed into Greater Manchester. It experienced massive growth in the Industrial Revolution, with its industries of clock-making and porcelain, although it was equally famous for being a mill town, as well as for its extensive coal-mining, which have since fallen into a steep decline. Wigan was given prominence in George Orwell’s bookThe Road to Wigan Pier, which highlighted the poor living and working conditions in the town in the thirties.

For essentials, local shopping in the high street includes England and Sons Butchers, Galloways Bakers, and Your Choice Greengrocers, although most of the supermarkets have at least one branch in or around Wigan.

Drinking spots in the area include Holts Arms, the Berkeley, and the Brocket Arms. Local excursions include the Fairy Glen, Worthington Lakes, Haigh Woodland Park, and Wigan Little Theatre.

Online conveyancing

Conveyancing technology, including solutions like case-tracking and email updates, has been marketed by many bloggers and conveyancers as the secret to fast, low-cost conveyancing.

In truth, though, even though these tools assist in smoothing the passage of your transaction, a critical component of a faster conveyancing comes in appointing a solicitor who is both efficient and who provides regular updates. With In-Deed's conveyancing solicitors, you get the benefit of both modern conveyancing developmentsand the advice of a dedicated, high-street conveyancing solicitor.

Get your free online quote, or call one of our advisers on 0800 038 6886.

House price data in Wigan

Wigan House Prices (in £1,000s)

Since the housing market crash of 2007-08, Wigan has had a tough time recovering, although the average house price in the area has stabilised to the levels achieved just prior to the crash. In 2016, terraced houses, on average, sold for £95,071, and detached properties for £222,697.

Tyldesley conservation area homes can sell for up to 20% higher asking prices than properties not within the confines of a conservation area. This is due to the resistance to change, and the control the council applies in allowing what can be down to the grounds and external aspect of the property.

Conveyancing when remortgaging a Wigan property

If you are planning on remortgaging a Wigan property, our efficient conveyancers at In-Deed can assist home-owners with a fast and efficient conveyancing process. Our team of solicitors can also act for all mortgage lender panels, from Saffron Building Society to the Nationwide Building Society, which means that your lender will not pass on their legal fees to you for sorting out your mortgage offer. At In-Deed, our lawyers’ approach can mean faster processes, which may save you a lender payment at the older, higher rate.

If you want to discuss your remortgaging plans in more detail, call one of our advisers on 0800 038 6886.

Wigan solicitors’ legal fees

In-Deed offers you a firm, fixed-fee conveyancing quote up front for your Wigan transaction.

Some property lawyers hide conveyancing fees in the small print of their quote, which will then make your legal bill far higher than you were expecting if you were unaware of this detail. Things to look into when it comes to these practices often include costs for obtaining copy documents from third parties, or for repaying a mortgage on the sale of your property.

Compare conveyancing quotes from Wigan solicitors

Comparing Wigan solicitor conveyancing quotes is much more tricky than you might consider. We have a useful list, which highlights the things to search for in the small print when you check for any of those nasty hidden conveyancing fees .

Read our related articles:
Conveyancing searches | A guide to the common and not-so-common
How to reduce conveyancing times by 11 days

Local government for Wigan

Wigan is controlled by the Wigan Metropolitan Borough Council (currently Labour-controlled). Council tax for the 2017/218 tax year are:

  • Band A - £983.13
  • Band B - £1,146.98
  • Band C - £1,310.84
  • Band D - £1,474.71
  • Band E - £1,802.42
  • Band F - £2,130.12
  • Band G - £2,457.84
  • Band H - £2,949.42

Information retrieved on 22 August 2017 from the Wigan Metropolitan Borough Council website.

The conveyancing process in Wigan - a useful guide

  • Deciding on your quote - Although it is technically possible to undertake the conveyancing process yourself, most buyers and sellers do not have the legal knowledge or time to do so (nor will they have the indemnity insurance carried by lawyers to protect them from any mistakes), and choose instead to go with a solicitor. Search for quotes with a ‘no sale, no fee’ guarantee, but also check the small print for any additional hidden fees that might make the headline quote seem more attractive.

  • Instructing a solicitor - As soon as you have decided upon the firm you would like to do the legal work for your Wigan sale or purchase, you will have to formally engage their services. To do this, you should always scour or double-check any small print accompanying the quote for any of those aforementioned hidden conveyancing charges before you agree to them.

  • The pre-contract phase and initial conveyancing - After you have instructed your solicitor, they will make contact with the other side’s property lawyer to agree the details of the draft contract. This document specifies the specifics of the price, the two parties, other information about the transaction, such as deposits, and data from the seller’s title deeds. The buyer will have received their formal mortgage offer, too, at this stage in the conveyancing process.

  • Commission your Homebuyer Survey - A survey is required to help identify any potential structural issues with the property you are planning to buy (for instance, bulging walls, drainage problems, or the possible existence of asbestos).

  • Searches - Local Authority, Environmental, Drainage and Water, and Chancel Liability are the four standard searches generally expected by lenders. These searches cover many aspects relating to the property, including conservation area restrictions. Potential additional non-standard searches can include a Coal Mining Search (Con29M) Search, which will be pertinent to the Wigan area.

  • Exchange of contracts - When the two parties are happy with the state of affairs and the contract, both sides sign the document. The buyer then transfers the deposit, which is usually around ten percent of the house’s asking price.

  • Completion - Completion will occur usually on pre-agreed set date, when the seller’s lawyer has confirmed that they are in receipt of the money that is due, less the deposit already paid, and the buyer will then collect the keys to their new property.

’Help to Buy’ in Wigan

Tens of thousands of homebuyers have bought their new property with the assistance of the Government's ‘Help to Buy’ scheme since it was introduced in 2013. There are two ‘Help to Buy’ schemes: The Equity Loan and the Mortgage Guarantee, each of which supports home-movers and first-time buyers, who have saved a 5% deposit, but, in all other respects, they are quite different. The Equity Loan comprises a 20% equity loan from the Government, which can be repaid at any time. The Mortgage Guarantee enables lenders to offer up to a 95% mortgage.

Contact the Money Advice Service, or your local ‘Help to Buy’ agent for further detail. The Plus Dane Housing Association (Tel: 0800 169 2988) is the local ‘Help to Buy’ agent for Wigan and Northwest England.