Conveyancing in Horwich

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Conveyancing Solicitors Horwich

We are a national conveyancing specialist which provides expert property legal services to property buyers and sellers in Horwich. Greater Manchester has a variety of conveyancing firms, but we don’t think any can compete with our customer focussed service levels.

Property Prices in Horwich

Greater Manchester House Prices (in £1000's)
 Oct-10Oct-11Oct-12Oct-13
109105104104

House prices have remained constant in Greater Manchester over the last four years. In October 2013, the Land Registry reported homes bought with an average of £103, 528.

Recent property transactions

  • Freehold Sale - Station Road, Blackrod, Bolton, Greater Manchester, BL6, £120, 000
  • Freehold Sale - Whitehall Lane, Bolton, BL6, £185, 000
  • Freehold Sale - Brightwater, Horwich, Bolton, Greater Manchester, BL6, £240, 000
  • Freehold Sale - Mary Street East, Horwich, Bolton, Greater Manchester, BL6, £97, 000

Horwich Solicitors Legal Fees

In-Deed's fixed fee assurance gives you the peace of mind that the fee we give you is the amount you pay the solicitor after your matter completes.

A lot of lawyers hide additional fees in their terms of their initial conveyancing quote. All too often these extra charges may be knowable from the outset of the case. Usual suspects include further costs for storing your deeds or stamp duty land tax form completion.

Council Serving Horwich

Horwich is located in Bolton Metropolitan Borough Council (Labour controlled). The council tax bands for the tax year 2013\2014 are: Band A - £943, Band B - £1, 100, Band C - £1, 257, Band D - £1, 414, Band E - £1, 728, Band F - £2, 043, Band G - £2, 357, Band H - £2, 828.

Horwich life and amenities

Visitors will appreciate Astley Hall and Bolton Museum, Aquarium and Archive. For groceries in Horwich, options include J Greeley butchers, Home Bakery and a Sainsburys Local. Drinking spots in the area include the Victoria & Albert, the Bowling Green, the Saddle Inn and the Crown .

The conveyancing procedure - a useful guide

  • Deciding on a quote for the legal work - Going with the estate agents preference can be costly, so many home movers do more research to find a lower fee. Do not rely on a low headline fee, because many cheap quotes have hidden fees in the terms.

  • Instructing a solicitor - As soon as you have decided upon the solicitors conveyancing quote you want to accept, the next step is to formally engage their services to carry out the legal work on your Horwich property sale or purchase. To do this you should be careful scour their small print for any hidden conveyancing fees before you agree to them.

  • Post-instruction stage - The draft contract sets out the parties buying and selling, the price and other information about the purchase including the deposit, and is sent to the buyers property lawyer from the sellers. Additional enquires will be raised once the buyers conveyancing solicitor has read through the property information form.

  • Instruct a Chartered Surveyor to survey the property - This are imperative so you can determine serious issues like spalled brickwork and drainage problems.

  • Horwich searches - Chancel Liability, Local Authority, Environmental and Drainage and Water are the four standard searches which lenders need, and they look into a range of issues, including conservation area restrictions. Possible additional non-standard searches include a Coal Mining (Con29M) Search.

  • Exchanging contracts - Contracts are signed and exchanged. The two parties are bound to complete the transaction.

  • Completion - On a set day, the purchaser can then collect keys to their purchase once the sellers lawyer confirms that they are in receipt of any remaining money due.

Help to Buy Conveyancing

17, 000 buyers acquired a new home under the Help to Buy schemes since it launched. There are two Help to Buy schemes, the Equity Loan and Mortgage Guarantee. Each supports home movers with a 5% deposit, but are otherwise quite different. The Equity Loan comprises a 20% equity loan from the Government, which can be repaid at any time. The Mortgage Guarantee enables lenders to offer up to a 95% mortgage.

If you would like additional information, speak to the Money Advice Service, or your local Help to Buy agent.

Conveyancing when Remortgaging a Horwich property

Our qualified solicitors and licensed conveyancers look after many hundreds of remortgage conveyancing cases in Greater Manchester every year. Our solicitors can act for all building society and bank panels, from Intelligent Finance to Yorkshire Bank Home Loans. Our specialist team have designed state of the art case management systems letting our solicitors deliver a quick but personal legal service.

Online Conveyancing

There has been much discussed advantages of online conveyancing, including automated updates and case tracking.

The key to a less stressful move is instructing a fast and efficient solicitor, irrespective of their technology. Buyers and sellers will enjoy, working with our solicitors, the advantage of both the latest developments in conveyancing and additionally the presence of a dedicated, high street conveyancing solicitor.